Loan Options Available

Conventional Loan

For customers looking for a basic home loan. Put down as little as 5%. 620 minimum credit score. Subject to county loan limits.

VA Loan

100% financing for purchases and refinances. Must have served in the armed forces and be eligible through active or previous military service. Your KPG Mortgage loan officer can get your certificate of eligibility directly from the VA to explore this option. Thank you for your service.

Conventional 1% down payment

Our 1% down payment program is a lender paid down payment assistance grant up to $4,000. Income limits apply and your loan officer will outline details of product and eligibility. This loan program helps underserved areas and borrower achieve homeownership!

Jumbo Loan

If your dream home is over the county loan limits, we have personalized solutions. Your loan officer will walk you through the options that provide the best value.

FHA Loan

For customers looking for adaptable standard guidelines. Down payment as low as 3.5%. Minimum credit score of 580. Sometimes lower credit scores considered with larger down payment.

USDA Loan

Must be purchasing a home in a rural area. Property eligibility applies based on USDA website. 100% financing available, but must be within the income limits.

Second Mortgage

We can help you access the equity in your home to consolidate debt, make improvements to your home, pay for college, start a new business, etc. Terms for repayment are based on fixed rates.

DSCR

Debt-service coverage ratio loan option for real estate investor borrowers. Loan amount up to $2,000,000 and finance up to 20 properties by using the prospective monthly rental income to qualify for investment properties.